About Draper Smith Insurance Group

Draper Smith Insurance Group is an Independent Insurance Agency
… Because you deserve the best available options

There are basically two types of insurance agencies: Captive Agencies and Independent Agencies. Both provide a variety of insurance products. Both employ licensed insurance agents. However, this is where the similarity ends.

A Captive Insurance Agency represents one insurance company. This means your options are restricted to whatever products are offered by that one particular insurance provider. Should your needs change or if rates increase, your only option is to search for another agency that represents a different insurance carrier.

The coverage you need at a price you’ll appreciate

An Independent Insurance Agency is free to represent multiple insurance providers. This enables your insurance agent to better tailor a policy to meet your specific and unique needs. It also provides additional cost saving opportunities, should rates increase. Many different insurance companies specialize in many different areas of coverage; therefore, cost can vary greatly from company to company.

Your Draper Smith Insurance Group agent can compare and contrast policies from a wide variety of top ranked insurance providers. They have an intimate understanding of the various underwriting guidelines and requirements of different insurance companies, as well as well as the many different discounts available. We can help you determine what company provides that perfect combination of quality coverage and affordability.

A History of Serving Our Community

Draper Smith Insurance Group was established as a family-owned and operated business, formed to meet this growing need for insurance products that were both comprehensive in their coverage and affordable to the men and women who had served our nation so valiantly. Draper Smith Insurance Group helped them insure the things that matter most. Delivering quality products at affordable rates with integrity and a personal touch: it’s how we started and it’s how we do business today.